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careful planning and prioritizing are required to create a budget with less than 20,000
HIMANSHU MISHRA
HIMANSHU MISHRA
1. Find out how much you make: Compute your absolute month to month pay,
1. Find out how much you make: Compute your absolute month to month pay,
2. Track Your Costs: Monitor every one of your costs for a month.
2. Track Your Costs: Monitor every one of your costs for a month.
3. Make Essential Expenses a Priority: Begin by designating assets for fundamental costs, like
3. Make Essential Expenses a Priority: Begin by designating assets for f
undamental costs, like
lodging, utilities, transportation, food, and medical care. These ought to be your primary concerns.
lodging, utilities, transportation, food, and medical care. These ought to be your primary concerns.
4. Reduce Unnecessary Spending: Audit your insignificant costs,
4. Reduce Unnecessary Spending: Audit your insignif
icant costs,
for example, diversion, eating out, memberships, and optional buys.
for example, diversion, eating out, memberships, and optional buys.
5. Cost of Housing: If housing costs take up a significant amount of your
5. Cost of Housing: If housing costs take up a significant amo
unt of your
budget, you might want to look into government housing programs that
budget, you might want to look into government housing programs that
provide subsidized rates, rent a smaller or shared apartment, or negotiate a lower rent.
provide subsidized rates, rent a smaller or shared apartment, or negotiate a lower rent.
6. Transportation: Utilize public transportation whenever possible to cut down on transportation costs.
6. Transportation: Utilize public transportation whenever possible to cut down on transportation costs.
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lifestyle-of-anant-ambani-son-of-business-tycoon-mukesh-ambani
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